WE GUARANTEE TO INCREASE YOUR CREDIT SCORE AT LEAST 20% PROVIDING THAT YOU HAVE AT LEAST FOUR INACCURATE ITEMS IN YOUR CREDIT REPORTS AND THAT YOU HAS NOT USE ANOTHER CREDIT REPAIR AGENCY IN THE LAST TWELVE MONTHS. IF WE ARE NOT ABLE TO IMPROVE YOUR CREDIT SCORE AT LEAST 20%; SCS WILL REFUND THE SERVICE FEE MINUS 15% PROCESSING FEE FOR SERVICES RENDERED.